AI-powered · Private

See if you're overspending

See where you stand against households like yours, then get a weekly AI read on the one thing worth changing. Log a spend in two seconds by voice, text, or photo.

  • Log in 2 sec
  • Weekly AI insight
  • No bank connection
Country benchmarks

You’re overpaying. We’ll show you where

Usavvy lines your income and spending up against real households in your country. See what normal looks like, and how much more you could be keeping.

  • What you earn, spend, and keep vs your country
  • The quiet bills eating your budget
  • A yearly savings number you can actually hit
Explore all countries
Average monthly spend €2,698 / mo

Earns €3,373 · keeps €675

  • Home €953
  • Groceries €514
  • Transport €248
  • Health €110
  • Study €11
  • Bills €299
Show moreShow less
  • Cafe €156
  • Clothes €81
  • Fun €105
  • Other €221

Sources: 4 · Methodology

  • Instant log a spend in 2 sec
  • Bank-free no logins, ever
  • Insights every Sunday
  • Polyglot 7 languages, yours too
Earns ALL 155,000 · spends ALL 124,000 Spends ARS 520,727/mo Groceries AMD 100,354/mo Home A$1,927/mo Keeps €1,175/mo Cafe AZN 125/mo Earns BYN 2,656 · spends BYN 2,125 Spends €3,848/mo Groceries BAM 520/mo Home R$2,220/mo Keeps BGN 394/mo Cafe CA$303/mo Earns CLP 1,526,705 · spends CLP 1,221,364 Spends CN¥14,000/mo Groceries €371/mo Home €689/mo Keeps CZK 9,532/mo Cafe DKK 1,653/mo Earns EGP 33,125 · spends EGP 26,500 Spends €1,848/mo Groceries €728/mo Home €971/mo Keeps GEL 638/mo Cafe €270/mo Earns €2,200 · spends €1,760 Spends HUF 675,060/mo Groceries ₹26,487/mo Home €1,616/mo Keeps ₪3,375/mo Cafe €86/mo Earns ¥381,250 · spends ¥305,000 Spends KZT 357,000/mo Groceries KGS 14,364/mo Home €284/mo Keeps €380/mo Cafe €442/mo Earns €2,534 · spends €2,027 Spends MX$53,460/mo Groceries MDL 4,253/mo Home €576/mo Keeps €1,106/mo Cafe MKD 2,217/mo Earns NOK 70,996 · spends NOK 56,797 Spends PEN 5,270/mo Groceries PLN 1,345/mo Home €174/mo Keeps RON 1,159/mo Cafe RSD 5,174/mo Earns SGD 8,500 · spends SGD 6,800 Spends €1,455/mo Groceries €371/mo Home ₩1,025,000/mo Keeps €675/mo Cafe SEK 1,557/mo Earns CHF 9,181 · spends CHF 7,345 Spends TJS 2,875/mo Groceries THB 9,368/mo Home TRY 9,049/mo Keeps TMT 762/mo Cafe UAH 618/mo Earns £2,959 · spends £2,367 Spends $5,462/mo Groceries UZS 809,091/mo Home ₫8,185,644/mo
Usavvy

Everything you need to master your money

A finance app that explains your money instead of just storing numbers

Weekly AI insights

Every Sunday, a plain-language recap of where your money went, and what’s worth doing next.

Private by design

No bank logins, no scraping, no selling your data. You log what you spend, and it stays yours.

Log in 2 seconds

Type the spend, say it, or snap the receipt. Faster than unlocking your banking app.

Country benchmarks

See how your spending compares with people in your country, and households like yours.

Trends & goals

Watch categories shift over time and keep your savings goals in sight.

Speaks your language

Fully localized in 7 languages, with more on the way.

How it works

Three taps to a clearer week

  1. 1

    Log a few spends

    Type a spend, say it, or snap the receipt. Works offline, takes seconds.

  2. 2

    Usavvy sorts it

    Auto-categorized and charted. No manual tagging, no spreadsheets.

  3. 3

    Get your weekly read

    A short, honest AI insight that tells you something you can act on.

Find out what you could be keeping

Track what you spend, get a weekly AI read, and keep your data entirely your own

FAQ

Straight answers

Can’t find your answer? Email us. support@usavvy.app

Does Usavvy connect to my bank?

No. Never. Usavvy has zero access to your bank or accounts. You add what you spend by hand, so your financial data stays entirely yours.

Do I have to add expenses by hand?

Yes, and it is quicker than it sounds. Type a few words, say it out loud, or snap a receipt, about two seconds each. That small habit is exactly what makes you notice your money.

What will the AI actually tell me?

Plain-language reads: where your spending crept up this week, which quiet subscription is adding up, and how much you could keep by year end if you hold the pace.

When does it launch?

Usavvy is launching on the App Store very soon. There’s no waitlist. Bookmark this page or scan the code to grab it on day one.

Is it free?

Yes, free to start. A Pro plan unlocks deeper AI insights and advanced benchmarks. But the core tracker is yours for nothing.

How does the AI use my data?

To write your weekly insight, the text you log may be processed by our AI provider. We never send bank credentials or account data. There are none. Full details live in our Privacy Policy.

What languages does it support?

Seven: English, Spanish, French, German, Ukrainian, Greek and Russian. Switchable any time, in the app and on this site.

Free week of Pro

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