Weekly AI insights
Every Sunday, a plain-language recap of where your money went — and the one move worth making next.
Private · AI-powered Scan to download
Spend smarter without handing over your bank.
Usavvy is the private expense tracker with an AI that actually explains your money. Log a spend in two seconds, get a weekly read on where it went, and see how you compare to your country.
- No bank connection
- Private by design
- Free to start
Launching soon. No waitlist — just download it the day it lands.
- 2 sec to log a spend
- Zero bank logins, ever
- Weekly AI money insights
- 7 languages
Everything you need to get money-savvy
A finance app that explains your money instead of just storing numbers.
Private by design
No bank logins, no scraping, no selling your data. You log what you spend — it never leaves your control.
Log in 2 seconds
Type it, say it, or snap a receipt. Faster than unlocking your banking app.
Country benchmarks
See how your spending compares to people in your country and household size.
Trends & goals
Watch categories shift over time and keep your savings goals in sight.
Speaks your language
Fully localized in 7 languages, with more on the way.
Country benchmarks
Overpaying? Now you’ll know.
Usavvy lines your spending up against real benchmarks for your country and household — so you finally see what “normal” costs, and where you can keep more.
- Your category vs. your country’s average
- The quiet bills eating your budget
- A yearly savings number you can actually hit
Average monthly spending in Spain €3,000 / mo
Three taps to a clearer week
- 1
Log a few spends
Type, talk, or snap a receipt. Works offline and takes seconds.
- 2
Usavvy sorts it
Auto-categorized and charted — no manual tagging, no spreadsheets.
- 3
Get your weekly read
A short, honest AI insight that tells you something you can act on.
Money that finally makes sense.
Track what you spend, get a weekly AI read, and keep your data entirely your own.
Coming soon to the App Store.
Good questions, honest answers
Still curious? Email us any time. support@usavvy.app.
Does Usavvy connect to my bank?
No — never. Usavvy has zero access to your bank or accounts. You add what you spend by hand, so your financial data stays entirely yours.
When does it launch?
Usavvy is launching on the App Store very soon. There’s no waitlist — bookmark this page or scan the code to grab it on day one.
Is it free?
Yes, free to start. A Pro plan unlocks deeper AI insights and advanced benchmarks — but the core tracker is yours for nothing.
How does the AI use my data?
To write your weekly insight, the text you log may be processed by our AI provider. We never send bank credentials or account data — there are none. Full details live in our Privacy Policy.
What languages does it support?
Seven: English, Spanish, French, German, Ukrainian, Greek and Russian — switchable any time, in the app and on this site.